ASAP Finance Reviews 135

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Got an alright interest rate, but man was it a slow process. Every time we were supposedly finished another form showed up needing my John Hancock. If you're in a rush, look elsewhere

Rated 5 out of 5 stars

was thrilled with my experience at asap finance took the time to listen and address all my worries. Not only did they find the perfect loan for my situation, but their money management tips were super helpful too and i'd tell anyone to work with them.

Rated 5 out of 5 stars

you'll probably get offers for bad credit loans that charge really high interest rates and fees. Be super careful with those and make sure you understand all the fine print before signing anything. Some lenders prey on people in tough spots and you don't want to make things worse by getting ripped off.

Rated 5 out of 5 stars

had a really good time getting my loan & manager was super nice and made me relaxed and they walked me through all the choices and even gave me some tips on managing my loan smart. This felt like a real human talk, not just another sale. Would really recommend them!!!


Company details

  1. #47 of 85 best companies in Loan Agency

Written by the company

ASAP Finance is an online short-term loan company created to help you borrow money online by matching you with the right direct lender. We offer a full range of small personal loans for bad credit history to help you cover any emergency expenses or daily needs. Our online loans are affordable to almost everyone and are available even with a poor credit score.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

135 reviews

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1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks


Rated 5 out of 5 stars
Verified

early payment of my loan resulted in…

early payment of my loan resulted in additional interest although I had already finished paying it off additional fees structured their way into the abbreviated terms which made me perceive it as an unethical practice

Date of experience: March 24, 2025

Reply from ASAP Finance

Dear Lucile,

We appreciate your feedback and sincerely regret any confusion regarding the loan terms. Transparency is important to us, and we strive to ensure all terms are clearly communicated. We’d love the opportunity to discuss your concerns further and find a resolution. Please reach out to our team—we’re here to help.

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Rated 5 out of 5 stars
Verified

Got an alright interest rate

Got an alright interest rate, but man was it a slow process. Every time we were supposedly finished another form showed up needing my John Hancock. If you're in a rush, look elsewhere

Date of experience: March 22, 2025

Reply from ASAP Finance

Hello, Van

We appreciate your honest feedback. While we’re glad you found the interest rate reasonable, we regret that the process felt slow. We’re always working to streamline our procedures and improve efficiency. Your insights help us enhance our service, and we’d love the chance to make things right in the future.

Rated 5 out of 5 stars
Verified

was thrilled with my experience at asap…

was thrilled with my experience at asap finance took the time to listen and address all my worries. Not only did they find the perfect loan for my situation, but their money management tips were super helpful too and i'd tell anyone to work with them.

Date of experience: February 19, 2025

Reply from ASAP Finance

Dear Roberta,
We can’t thank you enough for your kind words. Knowing that we’ve made a positive difference for you is incredibly meaningful. If you ever want to share more, we’d love to listen.

Rated 5 out of 5 stars
Verified

had a really good time getting my loan…

had a really good time getting my loan & manager was super nice and made me relaxed and they walked me through all the choices and even gave me some tips on managing my loan smart. This felt like a real human talk, not just another sale. Would really recommend them!!!

Date of experience: February 03, 2025

Reply from ASAP Finance

Hi, Joann
Thanks a ton for your awesome review—it really means a lot! We love hearing from our customers, and if you ever want to share more, we’re all ears. Thanks again!

Rated 5 out of 5 stars
Verified

Got a loan here on 11/23/2024

Got a loan here on 11/23/2024. The application was simple, and the approval was quick. Their employees were very sweet to me and helped me fill out a form as I recently had an eye surgery

Date of experience: November 23, 2024

Reply from ASAP Finance

Hello, Jen Vogel,

We’re so grateful for your feedback! It’s incredibly rewarding to know we’ve had a positive impact on your experience. If you’d like to share more, we’d love to hear about your journey. Your input helps us continue to improve!

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Rated 5 out of 5 stars
Verified

i had an unbelievable experience

i had an unbelievable experience! Claire gave a relaxed and kind service while organizing financial advice and her efforts transformed a stressful moment into this positive visit. Would definitely recommend!

Date of experience: January 14, 2025

Reply from ASAP Finance

Hey, Antonia!

Thank you so much for taking the time to share your thoughts! Knowing we’ve made a positive impact is truly rewarding. If you’re open to it, we’d love to hear more about your experience—your feedback helps us grow and improve!

Rated 5 out of 5 stars
Verified

Would recommend

I’ve had credit issues in the past, so it’s a luck they were willing to give me a chance. Their representatives were polite and helped me understand the terms clearly

Date of experience: January 19, 2025

Reply from ASAP Finance

Hello, Bridget!


Your words mean the world to us—thank you! We’re always looking to improve, and your insights help us do just that. If you’re comfortable sharing more about your journey, we’d love to hear it!

Rated 1 out of 5 stars

No help and don't know what to do

I drive for doordash for now until I find full-time work and need a part for my car, well it's recommended when I searched cash advance through door dash ASAP Finance came up so I applied and got a quick no. I tried a while ago also when I had a good full-time job and that was no. Now don't know what to do.

Date of experience: January 19, 2025

Reply from ASAP Finance

Dear Robert and Maryjo,

We understand your frustration and appreciate your interest in ASAP Finance. Our approval decisions depend on various factors, including income and credit history. While we couldn’t approve your application this time, we’d be happy to discuss eligibility or alternative options. Please reach out at our email on the website asapfinance.org! Wishing you the best!

Best,
Gregory Allen!

Rated 5 out of 5 stars
Verified

I needed a small loan to buy some staff…

I needed a small loan to buy some staff for crafting before my next paycheck as I try to make money selling things I create. This company provided a fast and reliable solution. The nice lady who helped me was asking me about my hobby and was so sweet while we were waiting for a decision. I received the funds the next day. I would definitely use them again if needed

Date of experience: January 13, 2025

Reply from ASAP Finance

Hello, Whitney!

Thank you for sharing your feedback with us! We’re delighted to know that we’ve made a positive impact on your experience. If you’d like to share more about your journey, we’d love to hear it. Your insights help us improve and serve you better, and we truly appreciate your time.

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Rated 5 out of 5 stars
Verified

Doing the loan was easy

Beth, the manager, was a big help getting me approved fast. Doing the loan was easy and their office is in a real convenient area in West End. ive gotten loans before, but this was definitely the best. asap finance in Oakwood really takes care of people

Date of experience: December 19, 2024

Reply from ASAP Finance

Hey, Michael, thank you so much for the awesome review! We’re super grateful for your kind words, and we’d love to hear more about your experience if you're up for sharing. Every little bit helps us improve and do even better for you. Thanks again for taking the time to share your thoughts – it really means a lot to us!
Best regards, ASAP Finance!

Rated 5 out of 5 stars
Verified

took out a small personal loan with…

took out a small personal loan with asap Finance over in our city and was happy with how Jake handled everything - he got me approved wicked fast and the people there are great. Good location too!!

Date of experience: December 12, 2024

Reply from ASAP Finance

Hi, Sidney!

Wow, thanks for the kind words! Your feedback truly warms our hearts. We’d love to hear even more about how we did and any thoughts you have to help us improve. We’re here to keep making your experience even better – thanks for being part of that!

Best Wishes, ASAP Finance!

Rated 5 out of 5 stars

Seasonal work = feast or famine

Seasonal work = feast or famine. At least they saw to it that I didn’t go hungry during the lean period. The manager? Absolute legend. They ensured that, getting the loan was not a struggle at all. Total lifesaver

Date of experience: December 04, 2024

Reply from ASAP Finance

Hello, Raja
We can’t thank you enough for the great review! It really made our day. If you have more thoughts you’d like to share, we’re all ears! Every bit of feedback helps us grow, and we’re so thankful for your time and support.

Rated 5 out of 5 stars
Verified

With my furnace just up and breaking on…

With my furnace just up and breaking on me out of nowhere, I needed financial assistance quick. The manager was super friendly and went above and beyond to make it a smooth fast process.

Date of experience: November 16, 2024

Reply from ASAP Finance

Hi Loretta
Thanks a lot for your review, it was a pleasure to work with you!

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Rated 5 out of 5 stars
Verified

the whole loan process was simple with…

the whole loan process was simple with their step-by-step explanations and and they got me approved crazy fast! I'm just so grateful I found these folks when I needed them, its not often you come across people in finance that really treat you like a human being.

Date of experience: November 05, 2024

Reply from ASAP Finance

Dear Roberto
It's amazing to read your review!

Rated 5 out of 5 stars
Verified

almost enjoyable through their…

almost enjoyable through their personable approach and clear communication, i was pleasantly surprised by the loan process & the rates were even more amazin

Date of experience: October 26, 2024

Reply from ASAP Finance

Hi Aurora

Thank you for taking the time to share your feedback with us—it really does make a difference. We’re here to ensure you have the best experience possible, so if there’s anything else we can do, please reach out. Your thoughts guide us, and we’re so grateful!

Rated 4 out of 5 stars
Verified

a while later I somehow found myself in…

a while later I somehow found myself in a tough spot with some surprise travel expenses I couldnt cover. But their loan team really came through for me, the managers explained everything super clearly and helped me land the perfect loan

Date of experience: October 26, 2024

Reply from ASAP Finance

Hello Dustin

We truly appreciate your feedback! It means a lot to us that you took the time to share. Our goal is always to improve your experience, so please let us know if there’s anything more we can do. Your input helps us grow—thank you!

Rated 5 out of 5 stars
Verified

My refrigerator stopped working not…

My refrigerator stopped working not long ago so I had to get a loan fast to replace it, McGeelen at asap finance couldn't have been more helpful. They listened and offered some options that I could swing. Felt good to connect one-on-one with someone who gets it.

Date of experience: October 20, 2024

Reply from ASAP Finance

Dear Shari

Your feedback means the world to us—thank you for sharing it. We’re here to make sure your experience is top-notch, and if there’s ever anything else we can do, don’t hesitate to let us know. We’re grateful for your insights!

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Rated 4 out of 5 stars
Verified

a while back, my car broke down out of nowhere

a while back, my car broke down out of nowhere. I was freaking out trying to figure out how I would pay for repairs. Luckily I found this loan company. The manager I worked with was very friendly and made applying for the loan pretty easy.

Date of experience: October 02, 2024

Reply from ASAP Finance

Dear Robbie!

Thank you for your valuable feedback—it really means so much. We want your experience with us to be nothing short of excellent, so if there’s anything more we can do, please let us know. Your insights are invaluable!

Rated 5 out of 5 stars
Verified

their loan manager was a real friend

their loan manager was a real friend, who helped me to have the necessary quantities of money as soon as possible

Date of experience: October 08, 2024

Reply from ASAP Finance

Hi Alicia

Your feedback is truly appreciated, and we’re grateful you took the time to share it with us. We’re here to make sure your experience is the best it can be, so please let us know if we can do anything more. Thank you for helping us improve!

Rated 4 out of 5 stars
Verified

met funeral costs after end of life of…

met funeral costs after end of life of my relative. I want to personally thank asap Finance since they were polite and friendly to me when I was really desperate to get a loan.

Date of experience: October 08, 2024

Reply from ASAP Finance

Hey, Brad

Thank you for sharing your thoughts! Your feedback really does mean a lot. We’re always striving to make your experience better, so if there’s anything we can help with, just let us know. We’re grateful for your insights!

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