×
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT

Best Cash Advance Apps That Work With Chime | Payday Loans That Accept Chime Guaranteed Approval

Last Updated 02 December 2022, 05:46 IST

If you’re wondering if there are any payday loans that accept Chime, you’re in luck – many do! While Chime is not a bank, it offers borrowers the opportunity to hold fee-free savings and checking accounts that support debit cards and direct deposits. Of course, this means you can apply for payday loans that accept Chime, where there’s a requirement for a bank account that supports direct deposit. Many low-credit and low-income earners use Chime instead of a regular bank account. For most loans online, an account that supports direct deposit is essential, which is why so many people find themselves hunting for payday loans that accept Chime. And luckily, more and more lenders are realizing the uptake of Chime and are offering payday loans that accept Chime as a result.


If you’re in the market for cash advance apps that work with chime, you’ve come to the right place to find out everything you know about the leading providers in the US. We’ve detailed our editor’s pick of the five best providers of payday loans that accept Chime below.


Best Payday Loans That Accept Chime - Quick Overview


Heart Paydays – Best Provider of Instant Payday Loans that Accept Chime
Green Dollar Loans – Best for Borrowers Seeking Payday Loans that Accept Chime with Bad Credit
Big Buck Loans – Best for Payday Loans Online that Accept Chime Bank with Fast Turnaround
Low Credit Finance – Best for Payday Loans Apps that Accept Chime Even Without a Payslip
Viva Payday Loans – Best for Low APR Online Payday Loans That Accept Chime


Best Cash Advance Apps That Work With Chime in 2022 – Full Reviews


#1. Heart Paydays – Best For Instant Payday Loans that Accept Chime


Heart Paydays lands itself in the first place as the overall best provider of instant payday loans that accept Chime due to the platform’s provision of a streamlined application process, fast turnaround, and speedy payout on approved loans.


You can get instant payday loans that accept Chime between $100 and $5000 with 3 months to two years to pay the amount back. When determining the ideal repayment period, lenders will consider the amount you’re borrowing, your current financial standing, and how much you can realistically afford in installments each month.


Instant payday loans that accept Chime via Heart Paydays come with an interest rate of between 5.99% and 35.99% attached. While most lenders can charge the max APR, many are negotiable and pay a lower amount.


The best thing about applying for instant payday loans that accept Chime via Heart Paydays is that the application form is quick and easy to complete. You’ll spend just a few moments inputting your personal details online.


Requirements to be Eligible for Instant Payday Loans that Accept Chime
● You must be of age, which is at least 18 years old
● Your earnings must be at least $1000 per month
● You need to have a valid ID proving you are a US citizen or authorized citizen


Pros of Instant Payday Loans that Accept Chime
● You can get up to $5000
● Loan repayment terms extend to two years
● Transparent and ethical lenders


Cons of Instant Payday Loans that Accept Chime
● You could be charged a high interest rate


#2. Green Dollar Loans – Best for Borrowers Seeking Cash Advance Loans that Accept Chime with Bad Credit


In second place on our list is Green Dollar Loans, a loan finder platform known for helping bad credit borrowers access payday loans that accept Chime. The online application for payday loans that accept Chime through Green Dollar Loans is simple and quick.


Green Dollar Loans is a fine choice for payday loans that accept Chime between $100 and $5000. The platform is known for assisting borrowers with a less-than-perfect credit score by determining affordability as a top priority.


The payday loans that accept Chime can be repaid over 3 to 24 months, which can be paid weekly, fortnightly, or monthly installments. You can expect interest to be added to the loan total, usually between 5.99% and 35.99%.


Green Dollar Loans offers payday loans that accept Chime to bad credit and excellent credit borrowers. They also have options for individuals who don’t earn their income through traditional methods.


Requirements to be Eligible for Cash Advance Apps that Accept Chime for Borrowers with Bad Credit
● You must be a legal citizen or resident of the USA
● You must have proof of income showing you make at least $1k p/m
● Your ID must show that you are 18 years old or older


Pros of Cash Advance Apps that Accept Chime for Borrowers with Bad Credit
● Options for bad credit borrowers available
● Quick turnarounds and payouts on applications
● Flexible loan amounts and terms


Cons of Cash Advance Apps that Accept Chime for Borrowers with Bad Credit
● High interest rates apply.
Click Here To Request Funds Online Today! >>


#3. Big Buck Loans – Best for Cash Advance Apps Online that Accept Chime Bank with Fast Turnaround



In third place is Big Buck Loans, a loan finder platform offering free loan finding services to borrowers looking for the quickest possible payday loans online that accept Chime Bank. Because Chime Bank accepts direct deposits, the lenders on the Big Buck Loans panel will accept Chime Bank account holder applicants.


You can get payday loans online that accept Chime Bank between $100 and $5000, and when it comes to repaying the loan, the terms range from 3 months to 24 months. During these months, your repayments can be debited automatically from your bank account once a month, twice per month, or every week, depending on how your salary/wages are paid.


While it’s quick and easy to apply for payday loans online that accept Chime Bank, applicants will face interest that starts low at 5.99% but can reach as high as 35.99%. This, of course, depends on how competitive the lender is.


You can use payday loans online that accept Chime Bank to pay for just about anything, from sprucing up your home to repairing the car or booking a holiday. If you have an unexpected expense or emergency cost that turns up out of nowhere, you can expect the turnaround time on Big Buck Loans’ payday loans online that accept Chime Bank to be speedy.
Requirements to be Eligible for Payday Loans Online that Accept Chime Bank with Fast Turnaround
● You need to provide proof of income (no less than $1000 per month)
● You must present a valid social security number
● Only legal residents and citizens of the US may apply


Pros of Payday Loans Online that Accept Chime Bank with Fast Turnaround
● Get quick access to cash online
● Get approved, even with bad credit
● Enjoy flexible repayment terms


Cons of Payday Loans Online that Accept Chime Bank with Fast Turnaround
● Some lenders charge high fees.


Click Here To Request Funds Online Today! >>
#4. Low Credit FinanceBest for Payday Loans Apps that Accept Chime Even Without a Payslip



If you earn $1000 or more per month but don’t have a traditional job with a boss and a payslip provided each month, you’ll be interested in the options available at Low Credit Finance. Low Credit Finance offers borrowers access to payday loans apps that accept Chime even without a payslip. Of course, proof of income is still required, which can be in the form of bank statements or tax returns.


When applying for payday loans apps that accept Chime via the Low Credit Finance website, you can select loan amounts between $100 and $5000. In addition, the repayment terms are reasonable, between 3 to 24 months, making it easy for borrowers to settle their loans on time without putting adverse stress on their budgets/cash flow.


Low Credit Finance has a panel of lenders that are all accredited and certified in the industry. This means that you can access payday loans apps that accept Chime with absolute peace of mind that you’re dealing with a reputable and transparent lender.


With payday loans apps that accept Chime, the lender determines the interest rate attached to the loan provided. The interest you’ll be charged will depend on the amount you borrow, the term you request, and of course, your current financial standing. Most payday loans apps that accept Chime have interest rates ranging from 5.99% to 35.99%.


Requirements to Be Eligible for Payday Loans Apps that Accept Chime Without a Payslip
● Applicants must be US citizens and residents
● In order to qualify, your income must be $1000 per month
● Only applicants 18 years old or older may apply


Pros of Payday Loans Apps that Accept Chime Without a Payslip
● Self-employed and freelancers welcome to apply
● Flexible loan amounts with reasonable terms
● Interest starts as low as 5.99%


Cons of Payday Loans Apps that Accept Chime Without a Payslip
● Some lenders charge as much as 35.99% interest.


#5. Viva Payday Loans – Best for Low APR Online Payday Loans That Accept Chime

Last but certainly not least on our list is Viva Payday Loans. Viva Payday Loans provides access to low APR online payday loans that accept Chime. Borrowers needing quick cash with minimal fees will appreciate that the online payday loans that accept Chime available via Viva Payday Loans start with interest as low as 5.99%. But, of course, not all lenders on the panel are as competitive! While lenders on the Viva Payday Loans platform endeavor to charge low interest, some charge higher interest at 35.99%.


Viva Payday Loans presents online payday loans that accept Chime between $100 and $5000. The repayment terms are also quite reasonable, with lenders offering 3 to 24 months to pay, depending on the loan amount and your current financial standing (and affordability).


Lenders carry out affordability assessments on those applying for online payday loans that accept Chime. This involves comparing the borrower’s income with their expenses. This also means that low-credit borrowers can still get online payday loans that accept Chime if they can prove affordability.


The online application for online payday loans that accept Chime via Viva Payday Loans takes just a few minutes to complete. You’ll also know within a few minutes if you can be assisted by a lender or not. If you can’t be assisted, you can make alternative arrangements!


Requirements to Be Eligible for Online Payday Loans that Accept Chime with Low APR
● You will need to prove that you earn at least $1000 per month
● You must be of eligible age, which is 18 years old
● You must have a local US bank account with direct deposit


Pros of Online Payday Loans that Accept Chime with Low APR
● You’ll get access to quick and easy cash online
● Payouts on applications are quick
● Flexible loan amounts ranging up to $5000


Cons of Online Payday Loans that Accept Chime with Low APR
● High interest charges.


Types of Payday Loans that Accept Chime


Cash Advance Apps that Accept Chime
Instant payday loans that accept Chime don’t keep borrowers waiting around to hear if they can get the loan they request. Payday loans that accept Chime range from $100 to $5000.

Payday Loans Online that Accept Chime Bank Even Without a Payslip
If you’re self-employed or a freelancer, you won’t have a payslip to prove your income. This can create quite a stumbling block for borrowers who need cash but can’t prove their income. With payday loans apps that accept Chime without a payslip, you can use your bank statements and recent tax returns to prove your income.

100% Online Payday Loans That Accept Chime
Payday loans that accept Chime accounts, when applied for through a loan finder service, are 100% online. This means that you don’t have to stand in queues, make lengthy phone calls or send faxes to get approved for online payday loans that accept Chime bank.

Online Payday Loans That Accept Chime Bank with Bad Credit
If you’ve got bad credit, don’t worry! As long as you’re in a stable financial situation and can afford the installments of the online payday loans that accept Chime bank with bad credit that are available via loan finders such as those reviewed above, you’re eligible for a loan!


What Are Payday Loans that Accept Chime Accounts & How Do They Work?
Cash Advance apps that work with Chime accounts are lump sums approved to borrowers who don’t have a traditional bank account but use Chime, which is an online-only financial tech company offering virtual bank accounts and debit cards. When acquiring payday loans that accept chime accounts, interest will be added, and the total amount can be paid back over 3 to 24 months.


How to Apply for Payday loans that accept Chime accounts
To apply for payday loans via the Heart Paydays platform, there are four simple steps to follow:

Step 1: Select the Amount Required
Payday loans that accept Chime accounts range from $100 to $5000 – make your selection, and then select the required repayment term too. The Heart Paydays website has drop-down menus and a slider to make your selections easier.

Step 2: Provide Your Personal Details Using the Application Form for Payday Loans that Accept Chime Accounts
Payday loans must be officially applied for using the online application form provided. The form will require your full name, address, ID, employment information, and banking details. You will also be required to provide a list of each of the expenses/accounts you pay each month. All of this information can be input into the application form that can be accessed by clicking the “Request Funds” button.

Step 3: Applications for Payday Loans That Accept Chime Accounts Received Feedback in 2 Minutes
Simply submit the application form and wait two minutes to get feedback. If you can be assisted, it will be indicated, and you can decide if you wish to go ahead or not. Going ahead will require you to finalize the loan details directly with the lender.


Step 4: Receive Your Payday Loans That Accept Chime Accounts Payout
Once the loan is set in place, the lender will draw up an agreement and forward it to you for a read-through and signing. Once you’ve signed it, send it back to the lender, and they will endeavor to pay out your funds as quickly as possible.


Online Payday Loans That Accept Chime bank Features & Factors to Consider
Online payday loans share similar features as follows:


APRs on Online Payday Loans That Accept Chime Bank
When using a loan finder such as Heart Paydays, you benefit from being presented with lenders offering interest rates between 5.99% and 35.99%. Always enquire about the APR and if the lender is negotiable.


Flexible Amounts for Online Payday Loans That Accept Chime Bank
Another great feature of online payday loans through a loan finder service is that the amounts available range from $100 to $5000. When applying, only request an amount that matches what you can afford.


Online Cash Advance Apps That Work with Chime Bank Come With Flexible Terms
Using a loan finder means applying for payday loans that accept Chime bank already offering particular terms. For instance, at Heart Paydays, the lenders on the panel offer loans with terms ranging from 3 to 24 months. The terms provided to you will depend on the size of the loan. When discussing the loan details with the lender, consider discussing the loan terms to settle on a schedule of payments that is best suited to your financial situation.


Reputation of Providers of Online Payday Loans That Accept Chime Bank
Loan finders such as Heart Paydays make it easy for borrowers to have complete peace of mind that they’re dealing with reputable, ethical, and accredited lenders when applying for online payday loans that accept Chime bank. That’s because all the lenders on the panel have been vetted and are legitimate.


How Did We Choose the Best Providers of Online Payday Loans That Accept Chime Bank?
Finding providers of online payday loans that accept Chime bank was simple enough. We looked for providers offering borrowers:


● A quick and easy online application process that takes mere minutes.
● Flexibility in terms of loan amounts and terms.
● Reasonable interest rates that start as low as 5.99%.
● Loan contracts that are easy to understand and protect both lender and borrower.
● Automatic debit orders weekly, fortnightly, or monthly to ensure payments are never missed.
● Clear terms and conditions, making the loan deal simple yet firm.
● Loan options for those who have bad credit or aren’t traditionally employed.
● Transparent lending process with little to no confusing industry jargon to contend with.


Conclusion
To conclude, it goes without saying that it’s highly beneficial to use a loan finder service such as those reviewed above. Above all else, Heart Paydays outshines the rest for a streamlined lending process that’s quick, easy, and beneficial to the borrower. Head over to Heart Paydays to find out how easy applying for online payday loans that accept Chime bank really is.


FAQ’s


What Payday Apps Work with Chime?
Most of the cash advance apps like dave works with chime, but apps come with limitations in terms of loan amounts and repayment options. If you want to get better options with more flexibility, using a free loan finder platform such as Heart Paydays, Low Credit Finance, Big Buck Loans, Viva Payday Loans, and Green Dollar Loans is in your best interests.


Can I Get a Cash Advance Online with My Chime Bank Account?
Yes, you can because Chime accounts support direct deposit. Most online lenders use direct deposit to pay over loan amounts, and therefore having such a bank account is an eligibility requirement. Chime account holders can use Heart Paydays, Big Buck Loans, Low Credit Finance, Green Dollar Loans, or Viva Payday Loans to acquire cash advances online with relative ease.

Will I Be Charged Interest to Get Payday Loans with My Chime Account?
When applying for a payday loan using your Chime account as your bank account to receive the payment, you will receive an APR offer. Most lenders on loan finder panels offer interest rates of 5.99% to 35.99%. It’s important to check the APR on a loan as this will affect your final amount paid and your monthly installment amounts.

Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only.

This article is part of a featured content programme.
ADVERTISEMENT
(Published 02 December 2022, 05:46 IST)

Follow us on

ADVERTISEMENT
ADVERTISEMENT