USD accounts for non-US companies

For companies that earn, hold and spend USD

Join waitlist

Book a demo

Start with an Adro Business Checking account

Sign up from outside the US

Get accounts for multiple businesses

Free inbound wires and no monthly fees

Instant cards for team spending

Set up in the US without moving your business

Establish a US presence

Register an entity and get an EIN

Access the US market

Build customer trust with a US address

Process transactions faster

Invoice and accept US card payments

We’re for entrepreneurs (at any size)

Get 1:1 support from our US-based team

Learn more Book a demo

Adro cards are issued by our sponsor bank, under license from Mastercard

Adro accounts are provided through Stearns Bank N.A.

Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC¹

Adro cards are issued by our sponsor bank, under license from Mastercard

Adro accounts are provided through Stearns Bank N.A.

Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC

Account security is always a top priority

We support encryption, two-factor authentication, biometrics and real-time payment approvals to keep your money away from the bad guys.

Set up in the US with an all-in-one business solution

STEP 1

Register in the US and apply for an EIN. What’s an EIN?

STEP 2

Open a USD checking account. You can also add a savings account or credit cards.

STEP 3

Set up payment processing and accept US cards. Now you're all set!

Accept, save and spend US dollars the easy way

Join the 5,000+ international students, workers and businesses that have already chosen Adro

Join waitlist Book a demo

Got questions?

What do I need to open an account?

To open an account, you'll need:
‍
- Your passport and selfie
- Business address
- EIN (Employer Identification Number)
- Articles of Incorporation
- List of business shareholders and/or directors

You can open an account even if your company is based outside the US. If you don't have an EIN or are not yet incorporated in the US, Adro can help! Join the waitlist to get started.

How does Adro make money?

We make money on the interchange, which is money a store merchant pays to accept credit/debit cards. Adro also makes money through revenue share with our partners, including Stearns Bank N.A. We do not make money by charging subscription fees or access fees.

Is Adro a bank?

Adro is a financial technology company, and not a bank. Banking services like our checking account, savings account and credit card are provided by Stearns Bank N.A., Member FDIC, pursuant to a license from Mastercard®.

Who is the team behind Adro?

Adro's founders previously worked at global companies such as Mastercard, Amazon and Uber. Meet the team

Stearns Bank N.A., with $3.1 billion in assets, is Adro’s official bank sponsor.